12 Month Loans

No hidden surprises, no upfront fees but a complete financial assistance for everyone.

Quick and Flexible 12 Month Loans

Want some extra funding to pay the bill of your car repair or of any other unexpected extra spending? Apply for 12 month loans and get the desired amount to your bank account on the same day, if approved.

The loans work as the perfect alternative to the payday loans and quite similar to them in terms of the repayments. However, there is a clear difference of the loan amount and duration between them. Metro Loans gives you an advantage of applying the loans online. You will not find convenient as such from others as we provide to you. Clearly, there is no need to walk around the marketplace and spend time at the lender's office. You can practice everything by sitting at your home.

Easy repayment schedule makes further easier for the borrowers, especially for those with thin credit profile and want installment loans for bad credit by direct lenders only.

How do 12 month payday loans Work?

The combining features of 12 month loans and the payday loans constitute the term ‘12 month payday loans’. Under this policy, the borrowers can borrow small funds for year duration and they can make the monthly installment on their salary day until the prescribed period.

It is important to mention here is that the people can expect 12 month payday loans from direct lenders only. The traditional lenders may not yet open to this sort of flexible lending. Metro Loans, as being the FinTech lender, definitely includes these loans to its product lists.

The borrowers can submit the applications online and the approval will come after few hours. Metro Loans is indeed counted among the names of 12 month loans no credit check direct lenders. People with less-than-perfect credit score can make the full use of this opportunity.

What Chances are Available If You Have Bad Credit?

When your credit profile does not show positive about your financial creditworthiness, you could come with a research that not much funding opportunities are there to utilise. Expecting too much from the traditional lenders can prove wrong and therefore, you should approach direct lenders like Metro Loans to apply for installment loans for bad credit.

The interest rates may be on the higher side, but the benefits of these poor credit loans can insist the borrowers to go ahead. These benefits are:

  • More chances of guaranteed loan approval
  • You can improve your credit score
  • No collateral is mandatory to apply
  • Immediate funding access

So, what are you looking for? Just start applying for 12 month loans and fund your expenses with no hindrance.

Example APR
Loan amount of £10,000 with a monthly repayment of £457.62 over a loan term of 5 years at a rate of interest per annum (fixed) of 49.9%. This is equivalent to 49.9% APR Representative. Total amount repayable is £27,457.15.

Money worries? Need help? You can call us on 0203-488-1395