Loans for Unemployed

Avail the best experience of having funds despite no job. You have the loans to keep on regular or irregular financial activities.

Personalised deals are also available even if you are living on benefits.

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What Should I Do to Qualify for Loans for Unemployed?

When you are unemployed, it is obvious that you need some extra cash to continue the daily or unexpected expenses. Unfortunately, traditional lenders hesitate to offer funds to unemployed, but fortunately availing the loans for unemployed can easily be done with the direct lenders like Metro Loans.

You don’t need to wait more for getting that extra cash. Fulfil these eligibility requirements and submit your application now:

  • You should be above 18 years of age.
  • You should be the permanent resident of the UK.
  • You should have a valid bank account.

Yes, that’s it. However, you must be wondering what would be reckoned by us as the income source while providing loans for unemployed people. Well, we accept these as the income sources:

  • Earnings from the rental property or other investments.
  • Benefits provided by the Government.
  • Earning through self-employment.

Varieties of Short term loans for Unemployed

At Metro Loans, we specialise in a wide range of personalised deals on the loans for unemployed in UK. Some of these are explained here:

Payday loans: Some useful deals are available for the jobless people, who want to apply for the payday loans. These deals work best when the borrowers have been selected for the next job but there is still time for getting the first paycheck.

Unsecured loans: Our deals also consist of unsecured funding where no collateral is required and availing the funds become lot easier. The unemployed people can find these funding sources very useful by considering the no risk factor.

Doorstep Loans: Under these loans, the funding access is given at the home of the borrowers. In fact, Metro Loans brings a specialised deal on them, which is available as the cash loans to your door for unemployed situation.

Am I Eligible for Emergency Cash loans with bad credit?

Yes, indeed. You are eligible for the emergency cash loans if you fulfil over eligibility criteria and other lending terms and conditions.

Effective deals are available for the jobless people with poor credit score. We do not consider their credit histories as the criteria for the loan approval because it is a temporary problem, and we know that. However, the rates of interest may be slightly higher but will not put any extra burden on your pocket.

Metro Loans understands the difficulties occur due to sudden financial inequity. Therefore, we are quite flexible while providing the emergency loans for unemployed.

Example APR
Loan amount of £10,000 with a monthly repayment of £457.62 over a loan term of 5 years at a rate of interest per annum (fixed) of 49.9%. This is equivalent to 49.9% APR Representative. Total amount repayable is £27,457.15.


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Receive Approval

Once approved, review all the terms and rates on the lender’s website.

Check Your Account

Funds deposited into your account as soon as the next business day.

Money worries? Need help? You can call us on 0203-488-1395